Manage Your Loans Online, Any Moment

Manage Your Loans Online, Any Moment

Exactly exactly What best defines you?

  • Convenient re re payment options including pay now, one-time future re payments, or recurring re re payments
  • View loan information such as for instance deadline, balances, rate of interest, year-to-date interest and fees
  • Simple setup that is one-click secure paperless statements
  • Access a complete history of your loan and escrow statements
  • Generate custom choices, and set alerts and notifications
  • User-friendly, responsive internet and mobile experience available 24/7 to accommodate effortless online mortgage repayments & mortgage servicing

Your month-to-month loan declaration is mailed away a few times after your re re payment articles for your requirements.

Need to know more about your month-to-month declaration? Read the Mortgage Statement Guide, Consumer Loan Statement Guide, or Residence Equity credit line Statement Guide for more information.

Willing to get going?

1 Making a payment online or by mail is just a service that is free. You are able to spend by phone, but take note a convenience that is additional of $15 may apply.

Thank you for visiting the Flagstar Mortgage Servicing & Transfer Center

Award servicing that is winning for you personally.

At Flagstar Bank, we all know that each and every client is significantly diffent, and that’s why we just take a individualized method of managing your loan. We are additionally a frontrunner when you look at the servicing business-recognized by Fannie Mae as being a star performer four years in a line. 1 sufficient reason for a servicing profile that surpasses $100 billion in mortgage loans, we possess the knowledge and expertise so that the smooth transfer of one’s loan.

The way to make your internet mortgage repayments and a whole lot.

Enjoy 24/7 use of all your valuable home loan servicing requirements, including loan that is recent, year-end taxation statements, therefore the capacity to produce customized choices and notifications. Please remember that you may not have the ability to signal up to your loan is completely boarded.

Require extra information?

Welcome to Flagstar Bank, your mortgage that is new servicer.

You’re most likely wondering exactly what it indicates that Flagstar Bank will quickly end up being your home loan servicer.

Here’s exactly just exactly how it impacts you along with your home loan.

Your mortgage that is prior lender have previously delivered you a page informing you that Flagstar Bank will undoubtedly be your home loan servicer.

That letter will give you payment information so you understand when you should deliver your instalments to Flagstar Bank and exactly just exactly what target to make use of.

After your home loan solution is transported, please deliver all mortgage repayments straight to Flagstar Bank. Try not to deliver any further payments to your previous servicer.

To simply help guarantee a smooth change, you won’t be evaluated a belated cost or adversely reported to virtually any credit reporting agencies for 60 times after your transfer date.

Your transfer date are available in the transfer page you shall get from Flagstar.

We are going to mail your mortgage that is first billing briefly thereafter.

Your declaration shall offer guidelines on how exactly to create your very first re payment.

From then on, regular mortgage that is monthly will soon be brought to you.

You’ll be able to register several days after your transfer date, where you could join free automated re payments, and paperless statements.

You’ll have access to a brief reputation for payment and taxation statements, escrow information, in addition to a comprehensive faq area that may respond to all of your questions regarding Flagstar.

You’ve invested great deal of the time and energy to your house, whether you’ve got recently finished the purchase procedure or have actually lived in your house for decades. We anticipate being your spouse in managing your home loan.

Lookup your Flagstar loan that is new quantity

Your brand new loan quantity is:

  • Convenient re re payment options pay that is including, one-time future re re payments, or recurring re payments
  • View loan information such as for instance deadline, balances, rate of interest, year-to-date interest and fees
  • Simple setup that is one-click secure paperless statements
  • Access a complete reputation for your loan and escrow statements
  • Generate customized preferences, and set alerts and notifications
  • User-friendly, responsive internet and mobile experience available 24/7 to permit for simple online home loan repayments & mortgage servicing

Mortgage Servicing Transfer FAQs

What you should understand now

Your very first payment declaration will be mailed within 10 times of your loan being transmitted. It will be automatically forwarded to Flagstar Bank for 30-60 days after your effective transfer date if you already had submitted a payment to your original servicer, don’t worry.

You don’t need to concern yourself with late costs or negative credit scoring: we will not charge a belated cost nor will we make any negative reporting into the credit reporting agencies for 60 times following effective date of the loan transfer.

Home loan servicing transfers happen once the servicing of financing is sold or moved from a single organization to some other. The regards to your loan try not to however change, Flagstar will now gather your instalments, manage escrow reports, and supply customer care.

The purchase and transfer of mortgages is typical within the mortgage industry, and it is by no means a direct expression of you or perhaps the quality of the loan. The modifications impacting you are your loan quantity and repayment address following the transfer date. It is possible to look your brand-new loan quantity up here, or believe it is in the welcome email or Notice of Transfer page you received.

Please be aware: as a result of time it will take for systems to upgrade from your servicer that is previous loan information are going to be acquiesced by our systems typically within 5 times following the transfer date. For exact timing, be sure to see your Notice of Transfer page, greetings email, or call (800) 968-7700.

They will be transferred to Flagstar and continue to be collected and paid if you currently have an escrow account for your tax and/or insurance payments. We typically operate our escrow analyses yearly according to your premises income tax payment routine. Periodically, the re re payment of fees or insurance coverage causes an modification when you look at the escrow account balance, and it also could be necessary to perform one or more analysis through the 12 months.

No. In the event that you actually have automated payments put up together with your past servicer this solution are going to be discontinued effective the date of transfer.

Yes. As the new servicer, Flagstar has arrived to make sure a transition that is smooth our platform. No matter whenever your forbearance plan duration is planned to get rid of, we will immediately maintain your forbearance security in place for 3 months following the date of loan transfer.

Needless to say, you can opt-out associated with forbearance whenever you want, of course your present plan stretches beyond that 90-day period of time, it will likely be honored as provided. After your loan is here at Flagstar, we are going to give you a forbearance plan confirmation letter.

0 replies

Leave a Reply

Want to join the discussion?
Feel free to contribute!

Leave a Reply

Your email address will not be published. Required fields are marked *